RelocateAura
Updated 2026-05-12

D7 Passive Income Visa

Portugal's classic route for retirees and passive-income earners.

Active
Min income
€870/mo
Processing
3–6 months
Initial validity
2 years
Citizenship in
5 years
Min stay
183 days/yr

Who this is for

  • retirees
  • passive income earners
  • those with stable foreign rental/dividend income

Key requirements

  • Stable passive income ~€870/month (Portuguese minimum wage 2025)
  • +50% for spouse, +30% per dependent child
  • Proof of long-term accommodation in Portugal (12-month lease or owned)
  • Clean criminal record
  • Portuguese tax number (NIF)
  • Portuguese bank account with funds
  • Plan to spend 183+ days/year in Portugal (or 8 months across 2 years)
  • Health insurance covering Portugal for the first 4 months

Typical timeline

Real-world processing — including the bottlenecks competitors don't talk about.

  1. Get NIF & open Portuguese bank account

    ~3 weeks

    Both can be done remotely via a fiscal representative.

  2. Secure 12-month lease

    ~4 weeks

    Critical bottleneck — short-stay Airbnb does not count.

  3. Apply at Portuguese consulate

    ~2 weeks

    Submit application and biometrics.

  4. Consulate decision

    ~12 weeks

    60–90 days typical; 4-month visa issued on approval.

  5. Enter Portugal & AIMA appointment

    ~16 weeks

    Within the 4-month visa, attend AIMA for biometrics and residence permit.

Document checklist

0/10 ready

Tax note

Standard Portuguese resident tax; IFICI ('NHR 2.0') only if you qualify under the new narrow rules.

Official source: AIMA — Agência para a Integração, Migrações e Asilo · Last reviewed 2026-05-12.

D7: people also ask

Does remote-work income count for the D7?

Officially the D7 is for passive income. Remote-work income should be applied for under the D8. Some consulates have historically accepted mixed cases, but the safer route for active remote workers is the D8.

Does the D7 still come with NHR?

Not the original NHR — that ended 31 December 2023. Some D7 applicants may qualify for IFICI ('NHR 2.0') if their work fits the qualifying scientific or innovation categories, but most D7 retirees won't qualify and will pay standard Portuguese rates.

How long until I get citizenship?

5 years of legal residency, A2 Portuguese language test, clean record. Portugal has one of the shortest paths in the EU.

What's the AIMA backlog like?

Severe — multi-year delays in some cases. Plan for friction and consider getting legal help to track your file.

Can I bring family?

Yes — spouse, dependent children, and dependent parents. Income requirement increases by 50% for spouse and 30% per child.

Do I need to actually live in Portugal?

Yes — 183+ days/year, or 8 months across any 2-year residency period. Less than that and renewal will be denied.

Work with a Portugal lawyer

Hand-picked immigration lawyers licensed to practise in Portugal. We don't take a cut — the booking link goes straight to their calendar.

Vetted by RelocateAura

[Replace] Mariana Costa

Costa Advogados · Lisbon

Bar reg: OA 00000

Lisbon-based, handles D7 and D8 from initial NIF setup through AIMA biometrics. Experienced with backlog escalations and consulate liaison.

Languages
Portuguese, English
Specialties
D7 Visa, D8 Visa, AIMA escalations
Book a consult →

[Replace] João Ferreira

Ferreira & Partners · Porto

Bar reg: OA 00000

Porto-based, focused on Golden Visa investment-fund applicants and post-residency IFICI tax planning. Handles 5-year citizenship filings.

Languages
Portuguese, English, Spanish
Specialties
Golden Visa (funds), IFICI tax structuring, Citizenship
Book a consult →

Information only. Always verify a lawyer's active bar registration before sharing documents or transferring funds.

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